What Credit Card Should I Get?
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What's your current credit situation?
Excellent
750+
Good
700–749
Fair
640–699
Poor / Building
Below 640
Not sure
Do you already have any credit cards?
Yes, one or more
No, this will be my first
What's your age range?
18-24
25-34
35-44
45-54
55-64
65+
What's your employment status?
Full-time employed
Part-time employed
Student
Self-employed
Retired
Unemployed
What's your annual income range?
Under $25,000
$25,000 - $40,000
$40,000 - $60,000
$60,000 - $80,000
$80,000 - $100,000
Over $100,000
How do you usually pay your credit card balance?
I pay in full every month
I sometimes carry a balance
I often carry a balance
What's most important to you in a new card?
Earning rewards or cash back
Getting travel perks and points
Building or repairing credit
Paying off existing debt
Getting a 0% intro APR
How much do you typically spend per month?
Under $500
$500–$1,500
$1,500–$3,000
Over $3,000
Which category do you spend the most on?
Groceries & gas
Dining & entertainment
Travel
Online shopping & streaming
Everyday bills & miscellaneous
Do you travel often?
Yes — domestically
Yes — internationally
Occasionally
Rarely / Never
What kind of rewards would you prefer?
Cash back
Travel points / miles
Store-specific rewards
I don't care about rewards
How do you feel about annual fees?
I'll pay if the perks are worth it
Prefer no annual fee
Maybe, depends on benefits
What type of card are you looking for?
Personal
Student
Business
What's your next big financial goal?
Build or improve my credit score
Maximize rewards on spending
Travel more for less
Pay off debt faster
Finance a large purchase
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